Welcome to Ceasta Assurance. We offer specialized insurance for high-end furniture and fine art, which we understand are prized investments and possessions. That's why we provide this innovative protection to merchants and consumers.
Ceasta Assurance is a provider of specialty insurance coverages that caters specifically to the
high-end furniture and fine art industry. In these industries, furniture brands/mfgs and art
galleries are vulnerable to risks immediately after selling their merchandise. Post-sales scenarios
such as neglect, mishandling of goods, or a complete loss due to outside forces can occur, exposing
merchants to potential liabilities.
Traditionally, merchants have relied on their business insurance liability or the handler's
(shipper/mover) policy to cover such risks. However, cumbersome claiming procedures and the
likelihood of hefty premium increases make this a less-than-ideal practice. Ceasta wants to
alleviate these hassles by developing a comprehensive policy covering the described risks and
including additional features protecting consumers. Once consumers take position of such
merchandise, they also experience similar situations where they rely solely on their homeowner
insurance policy for these specific risks. To counter that, we will include extended warranty
coverage that goes beyond the manufacturer's existing warranty for furniture and or framing for fine
arts.
Ceasta aims to become the one-stop service provider for all post-sales risks in these industries by
providing coverage for these risks. We understand that merchants and consumers invest substantial
amounts of money in high-end furniture and fine art, and we want to ensure their investments are
well-protected.
Our comprehensive policy is designed to absorb liabilities that merchants and consumers face with a
simple and affordable fee schedule, making it easier for our clients to manage their risks. With our
expertise and experience in the industry, we are confident that we can offer the best insurance
solutions to our clients.
In summary, Ceasta Assurance is dedicated to providing specialized insurance coverage that caters to
the unique needs of the high-end furniture and fine art industry. Our goal is to offer comprehensive
coverage that provides peace of mind to our clients and becomes the one-stop service provider for
all post-sales risks in these industries.